FIRST BANK OF BERNE

BERNE, IN | Large | Est. Oct. 21, 1891, midnight | FDIC #9288 | RSSD #312244 | FED
Latest Report: 2025-12-31

FIRST BANK OF BERNE is aln large FDIC-insured commercial bank headquartered in BERNE, IN, established in Oct. 21, 1891, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $970M. Profitability stands at 2.06% ROA and 32.58% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 11.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 6.66%. FDIC Certificate #9288.

Assets

$1.1B

Deposits

$970M

Loans

$788M

Equity

$71M

Profitability

Return on Assets (ROA) 2.06%
Return on Equity (ROE) 32.58%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.76%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio 0.09%
Texas Ratio 6.66%
NPA Ratio 0.50%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 11.93%
Tier 1 Capital 11.93%
Total Capital Ratio 13.15%
Leverage Ratio 9.45%
Loan-to-Deposit 81.26%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required