SANIBEL CAPTIVA COMMUNITY BANK

SANIBEL, FL | Large | Est. Jan. 21, 2003, midnight | FDIC #57425 | RSSD #3122994 | FDIC
Latest Report: 2025-12-31

SANIBEL CAPTIVA COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in SANIBEL, FL, established in Jan. 21, 2003, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $818M. Profitability stands at 1.40% ROA and 15.96% ROE, with a net interest margin of 5.17%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.14% and a Texas Ratio of 17.15%. FDIC Certificate #57425.

Assets

$1.0B

Deposits

$818M

Loans

$867M

Equity

$91M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 15.96%
Net Interest Margin (NIM) 5.17%
Yield on Assets 7.22%
Cost of Funds 2.07%

Asset Quality

NPL Ratio 1.14%
Net Charge-Off Ratio 0.33%
Texas Ratio 17.15%
NPA Ratio 1.69%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.63%
Leverage Ratio 9.01%
Loan-to-Deposit 105.99%

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