OREGON COAST BANK

NEWPORT, OR | Small | Est. July 8, 2002, midnight | FDIC #57373 | RSSD #3125557 | FDIC
Latest Report: 2025-12-31

OREGON COAST BANK is asn small FDIC-insured commercial bank headquartered in NEWPORT, OR, established in July 8, 2002, midnight. As of 2025-12-31, the bank reported total assets of $450M and total deposits of $410M. Profitability stands at 1.04% ROA and 12.56% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 8.53%. Asset quality metrics show a non-performing loan ratio of 2.00% and a Texas Ratio of 13.60%. FDIC Certificate #57373.

Assets

$450M

Deposits

$410M

Loans

$276M

Equity

$38M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 12.56%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.74%
Cost of Funds 2.22%

Asset Quality

NPL Ratio 2.00%
Net Charge-Off Ratio -0.17%
Texas Ratio 13.60%
NPA Ratio 1.25%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 8.53%
Tier 1 Capital 8.53%
Total Capital Ratio 8.95%
Leverage Ratio 10.07%
Loan-to-Deposit 67.24%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required