UPSTATE NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in OGDENSBURG, NY, established in Sept. 27, 1922, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $191M. Profitability stands at 0.89% ROA and 8.62% ROE, with a net interest margin of 2.17%. The bank's CET1 capital ratio is 16.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13748.
Assets
$277M
Deposits
$191M
Loans
$223M
Equity
$29M
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