BANK OF COMMERCE

DUNCAN, OK | Small | Est. Dec. 16, 2002, midnight | FDIC #57491 | RSSD #3134698 | FDIC
Latest Report: 2025-12-31

BANK OF COMMERCE is asn small FDIC-insured commercial bank headquartered in DUNCAN, OK, established in Dec. 16, 2002, midnight. As of 2025-12-31, the bank reported total assets of $352M and total deposits of $306M. Profitability stands at -0.18% ROA and -1.90% ROE, with a net interest margin of 4.92%. The bank's CET1 capital ratio is 8.70%. Asset quality metrics show a non-performing loan ratio of 1.40% and a Texas Ratio of 12.19%. FDIC Certificate #57491.

Assets

$352M

Deposits

$306M

Loans

$244M

Equity

$35M

Profitability

Return on Assets (ROA) -0.18%
Return on Equity (ROE) -1.90%
Net Interest Margin (NIM) 4.92%
Yield on Assets 8.02%
Cost of Funds 3.20%

Asset Quality

NPL Ratio 1.40%
Net Charge-Off Ratio 1.08%
Texas Ratio 12.19%
NPA Ratio 1.29%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 8.70%
Tier 1 Capital 8.70%
Total Capital Ratio 9.13%
Leverage Ratio 10.05%
Loan-to-Deposit 79.86%

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