BanksWESTERN ALLIANCE BANK

WESTERN ALLIANCE BANK

PHOENIX, AZRegionalEst. Feb. 3, 2003, midnightFDIC #57512RSSD #3138146FED
Latest · 2025-12-31

WESTERN ALLIANCE BANK is an FDIC-insured commercial bank headquartered in PHOENIX, AZ, established in Feb. 3, 2003, midnight. As of 2025-12-31, the bank reported total assets of $92.7B and total deposits of $77.6B. Profitability stands at 1.21% ROA and 14.35% ROE, with a net interest margin of 3.64%. CET1 capital ratio: 11.76%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 7.74%. Operates 37 domestic branches.

Assets
$92.7B
Deposits
$77.6B
Loans
$62.3B
Equity
$7.8B

Profitability

Return on Assets (ROA)1.21%
Return on Equity (ROE)14.35%
Net Interest Margin3.64%
Yield on Assets5.76%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.81%
Net Charge-Off Ratio0.21%
Texas Ratio7.74%
NPA Ratio0.69%
ACL / Loans0.74%

Capital & Liquidity

CET1 Ratio11.76%
Tier 1 Capital12.22%
Total Capital Ratio13.67%
Leverage Ratio8.25%
Loan-to-Deposit80.23%

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