LIBERTY NATIONAL BANK

SIOUX CITY, IA | Medium | Est. March 17, 2003, midnight | FDIC #57505 | RSSD #3140822 | OCC
Latest Report: 2025-12-31

LIBERTY NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in SIOUX CITY, IA, established in March 17, 2003, midnight. As of 2025-12-31, the bank reported total assets of $603M and total deposits of $425M. Profitability stands at 1.17% ROA and 6.87% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 11.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57505.

Assets

$603M

Deposits

$425M

Loans

$457M

Equity

$103M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 6.87%
Net Interest Margin (NIM) 3.76%
Yield on Assets 5.67%
Cost of Funds 2.15%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 11.20%
Tier 1 Capital 11.20%
Total Capital Ratio 12.17%
Leverage Ratio 9.53%
Loan-to-Deposit 107.51%

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