FORCHT BANK, NATIONAL ASSOCIATION

LEXINGTON, KY | Large | Est. Oct. 1, 2002, midnight | FDIC #57415 | RSSD #3141726 | OCC
Latest Report: 2025-12-31

FORCHT BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in LEXINGTON, KY, established in Oct. 1, 2002, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 0.58% ROA and 6.56% ROE, with a net interest margin of 3.04%. The bank's CET1 capital ratio is 12.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 1.03%. FDIC Certificate #57415.

Assets

$1.7B

Deposits

$1.5B

Loans

$1.1B

Equity

$144M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 6.56%
Net Interest Margin (NIM) 3.04%
Yield on Assets 4.73%
Cost of Funds 1.70%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.03%
NPA Ratio 0.10%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 12.35%
Tier 1 Capital 12.35%
Total Capital Ratio 13.58%
Leverage Ratio 8.31%
Loan-to-Deposit 73.91%

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