CHARLES SCHWAB BANK, SSB

WESTLAKE, TX | National | Est. April 28, 2003, midnight | FDIC #57450 | RSSD #3150447 | FED
Latest Report: 2025-12-31

CHARLES SCHWAB BANK, SSB is ann national FDIC-insured commercial bank headquartered in WESTLAKE, TX, established in April 28, 2003, midnight. As of 2025-12-31, the bank reported total assets of $253.8B and total deposits of $230.5B. Profitability stands at 1.17% ROA and 14.49% ROE, with a net interest margin of 2.06%. The bank's CET1 capital ratio is 35.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.24%. FDIC Certificate #57450.

Assets

$253.8B

Deposits

$230.5B

Loans

$54.7B

Equity

$18.7B

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 14.49%
Net Interest Margin (NIM) 2.06%
Yield on Assets 2.57%
Cost of Funds 0.55%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio --
Texas Ratio 0.24%
NPA Ratio 0.02%
ACL / Loans 0.07%

Capital & Liquidity

CET1 Ratio 35.93%
Tier 1 Capital 35.93%
Total Capital Ratio 35.98%
Leverage Ratio 11.12%
Loan-to-Deposit 23.75%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required