BanksCHARLES SCHWAB BANK, SSB

CHARLES SCHWAB BANK, SSB

WESTLAKE, TXNationalEst. April 28, 2003, midnightFDIC #57450RSSD #3150447FED
Latest · 2025-12-31

CHARLES SCHWAB BANK, SSB is an FDIC-insured commercial bank headquartered in WESTLAKE, TX, established in April 28, 2003, midnight. As of 2025-12-31, the bank reported total assets of $253.8B and total deposits of $230.5B. Profitability stands at 1.17% ROA and 14.49% ROE, with a net interest margin of 2.06%. CET1 capital ratio: 35.93%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 0.24%. Operates 1 domestic branch.

Assets
$253.8B
Deposits
$230.5B
Loans
$54.7B
Equity
$18.7B

Profitability

Return on Assets (ROA)1.17%
Return on Equity (ROE)14.49%
Net Interest Margin2.06%
Yield on Assets2.57%
Cost of Funds0.53%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio0.00%
Texas Ratio0.24%
NPA Ratio0.02%
ACL / Loans0.07%

Capital & Liquidity

CET1 Ratio35.93%
Tier 1 Capital35.93%
Total Capital Ratio35.98%
Leverage Ratio11.12%
Loan-to-Deposit23.75%

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