FIRST ENTERPRISE BANK

OKLAHOMA CITY, OK | Small | Est. Jan. 1, 1907, midnight | FDIC #4049 | RSSD #315656 | FDIC
Latest Report: 2025-12-31

FIRST ENTERPRISE BANK is asn small FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $176M. Profitability stands at 0.46% ROA and 4.33% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 10.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 7.18% and a Texas Ratio of 54.23%. FDIC Certificate #4049.

Assets

$198M

Deposits

$176M

Loans

$168M

Equity

$21M

Profitability

Return on Assets (ROA) 0.46%
Return on Equity (ROE) 4.33%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.72%
Cost of Funds 2.20%

Asset Quality

NPL Ratio 7.18%
Net Charge-Off Ratio 3.62%
Texas Ratio 54.23%
NPA Ratio 6.10%
ACL / Loans 0.70%

Capital & Liquidity

CET1 Ratio 10.65%
Tier 1 Capital 10.65%
Total Capital Ratio 11.18%
Leverage Ratio 10.71%
Loan-to-Deposit 95.34%

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