COMMUNITY FIRST BANK OF INDIANA

KOKOMO, IN | Medium | Est. Feb. 3, 2003, midnight | FDIC #57511 | RSSD #3165357 | FDIC
Latest Report: 2025-12-31

COMMUNITY FIRST BANK OF INDIANA is amn medium FDIC-insured commercial bank headquartered in KOKOMO, IN, established in Feb. 3, 2003, midnight. As of 2025-12-31, the bank reported total assets of $933M and total deposits of $768M. Profitability stands at 1.24% ROA and 11.20% ROE, with a net interest margin of 6.97%. The bank's CET1 capital ratio is 10.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.00% and a Texas Ratio of 13.59%. FDIC Certificate #57511.

Assets

$933M

Deposits

$768M

Loans

$772M

Equity

$103M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 11.20%
Net Interest Margin (NIM) 6.97%
Yield on Assets 9.62%
Cost of Funds 2.84%

Asset Quality

NPL Ratio 2.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 13.59%
NPA Ratio 1.68%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 10.39%
Tier 1 Capital 10.39%
Total Capital Ratio 12.90%
Leverage Ratio 10.20%
Loan-to-Deposit 100.63%

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