FIRST STATE BANK OF BEN WHEELER, TEXAS

FIRST STATE BANK OF BEN WHEELER, TEXAS is asn small FDIC-insured commercial bank headquartered in BEN WHEELER, TX, established in Feb. 17, 1911, midnight. As of 2025-12-31, the bank reported total assets of $184M and total deposits of $156M. Profitability stands at 0.82% ROA and 5.39% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 15.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11904.