REPUBLIC BANK & TRUST COMPANY

LOUISVILLE, KY | Large | Est. Jan. 11, 1982, midnight | FDIC #23627 | RSSD #316840 | FDIC
Latest Report: 2025-12-31

REPUBLIC BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in LOUISVILLE, KY, established in Jan. 11, 1982, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $5.3B. Profitability stands at 1.30% ROA and 8.88% ROE, with a net interest margin of 4.87%. The bank's CET1 capital ratio is 15.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 2.64%. FDIC Certificate #23627.

Assets

$7.0B

Deposits

$5.3B

Loans

$5.6B

Equity

$1.0B

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 8.88%
Net Interest Margin (NIM) 4.87%
Yield on Assets 6.38%
Cost of Funds 2.16%

Asset Quality

NPL Ratio 0.51%
Net Charge-Off Ratio 0.69%
Texas Ratio 2.64%
NPA Ratio 0.42%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 15.55%
Tier 1 Capital 15.55%
Total Capital Ratio 16.80%
Leverage Ratio 14.17%
Loan-to-Deposit 105.54%

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