BanksREPUBLIC BANK & TRUST COMPANY

REPUBLIC BANK & TRUST COMPANY

LOUISVILLE, KYLargeEst. Jan. 11, 1982, midnightFDIC #23627RSSD #316840FDIC
Latest · 2025-12-31

REPUBLIC BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in LOUISVILLE, KY, established in Jan. 11, 1982, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $5.3B. Profitability stands at 1.30% ROA and 8.88% ROE, with a net interest margin of 4.87%. CET1 capital ratio: 15.55%, well above regulatory minimums. NPL ratio: 0.51% · Texas Ratio: 2.64%. Operates 47 domestic branches.

Assets
$7.0B
Deposits
$5.3B
Loans
$5.6B
Equity
$1.0B

Profitability

Return on Assets (ROA)1.30%
Return on Equity (ROE)8.88%
Net Interest Margin4.87%
Yield on Assets6.38%
Cost of Funds1.69%

Asset Quality

NPL Ratio0.51%
Net Charge-Off Ratio0.69%
Texas Ratio2.64%
NPA Ratio0.42%
ACL / Loans1.53%

Capital & Liquidity

CET1 Ratio15.55%
Tier 1 Capital15.55%
Total Capital Ratio16.80%
Leverage Ratio14.17%
Loan-to-Deposit105.54%

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