EXCHANGE BANK, THE

SKIATOOK, OK | Small | Est. June 1, 1930, midnight | FDIC #10672 | RSSD #316859 | FDIC
Latest Report: 2025-12-31

EXCHANGE BANK, THE is asn small FDIC-insured commercial bank headquartered in SKIATOOK, OK, established in June 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $153M and total deposits of $137M. Profitability stands at 1.27% ROA and 12.97% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 10.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10672.

Assets

$153M

Deposits

$137M

Loans

$54M

Equity

$15M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 12.97%
Net Interest Margin (NIM) 4.08%
Yield on Assets 5.29%
Cost of Funds 1.24%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.60%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 10.11%
Tier 1 Capital 10.11%
Total Capital Ratio 10.62%
Leverage Ratio 11.96%
Loan-to-Deposit 39.06%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required