BUCKLEY STATE BANK

BUCKLEY, IL | Micro | Est. Nov. 19, 1920, midnight | FDIC #12121 | RSSD #316934 | FDIC
Latest Report: 2025-12-31

BUCKLEY STATE BANK is amn micro FDIC-insured commercial bank headquartered in BUCKLEY, IL, established in Nov. 19, 1920, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $42M. Profitability stands at 0.59% ROA and 4.61% ROE, with a net interest margin of 5.15%. The bank's CET1 capital ratio is 12.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.77% and a Texas Ratio of 13.92%. FDIC Certificate #12121.

Assets

$49M

Deposits

$42M

Loans

$34M

Equity

$6M

Profitability

Return on Assets (ROA) 0.59%
Return on Equity (ROE) 4.61%
Net Interest Margin (NIM) 5.15%
Yield on Assets 6.02%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 2.77%
Net Charge-Off Ratio 0.40%
Texas Ratio 13.92%
NPA Ratio 1.94%
ACL / Loans 1.49%

Capital & Liquidity

CET1 Ratio 12.87%
Tier 1 Capital 12.87%
Total Capital Ratio 13.52%
Leverage Ratio 12.79%
Loan-to-Deposit 80.16%

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