STOCK YARDS BANK & TRUST COMPANY

LOUISVILLE, KY | Large | Est. June 1, 1904, midnight | FDIC #258 | RSSD #317342 | FDIC
Latest Report: 2025-12-31

STOCK YARDS BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in LOUISVILLE, KY, established in June 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $9.5B and total deposits of $7.8B. Profitability stands at 1.60% ROA and 14.26% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 11.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.10%. FDIC Certificate #258.

Assets

$9.5B

Deposits

$7.8B

Loans

$7.0B

Equity

$1.1B

Profitability

Return on Assets (ROA) 1.60%
Return on Equity (ROE) 14.26%
Net Interest Margin (NIM) 3.68%
Yield on Assets 5.59%
Cost of Funds 2.49%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.10%
NPA Ratio 0.13%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 11.82%
Tier 1 Capital 11.82%
Total Capital Ratio 13.07%
Leverage Ratio 10.01%
Loan-to-Deposit 90.43%

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