BanksSTOCK YARDS BANK & TRUST COMPANY

STOCK YARDS BANK & TRUST COMPANY

LOUISVILLE, KYLargeEst. June 1, 1904, midnightFDIC #258RSSD #317342FDIC
Latest · 2025-12-31

STOCK YARDS BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in LOUISVILLE, KY, established in June 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $9.5B and total deposits of $7.8B. Profitability stands at 1.60% ROA and 14.26% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 11.82%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 1.10%. Operates 75 domestic branches.

Assets
$9.5B
Deposits
$7.8B
Loans
$7.0B
Equity
$1.1B

Profitability

Return on Assets (ROA)1.60%
Return on Equity (ROE)14.26%
Net Interest Margin3.68%
Yield on Assets5.59%
Cost of Funds2.07%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.01%
Texas Ratio1.10%
NPA Ratio0.13%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio11.82%
Tier 1 Capital11.82%
Total Capital Ratio13.07%
Leverage Ratio10.01%
Loan-to-Deposit90.43%

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