HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND

GRAND ISLAND, NE | Medium | Est. June 1, 1935, midnight | FDIC #29476 | RSSD #317379 | OCC
Latest Report: 2025-12-31

HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND is amn medium FDIC-insured commercial bank headquartered in GRAND ISLAND, NE, established in June 1, 1935, midnight. As of 2025-12-31, the bank reported total assets of $536M and total deposits of $457M. Profitability stands at 1.10% ROA and 8.41% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 16.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.20%. FDIC Certificate #29476.

Assets

$536M

Deposits

$457M

Loans

$430M

Equity

$70M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 8.41%
Net Interest Margin (NIM) 3.97%
Yield on Assets 5.95%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.13%
Texas Ratio 0.20%
NPA Ratio 0.03%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 16.29%
Tier 1 Capital 16.29%
Total Capital Ratio 17.54%
Leverage Ratio 13.96%
Loan-to-Deposit 94.23%

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