CITIZENS BANK & TRUST is aln large FDIC-insured commercial bank headquartered in GUNTERSVILLE, AL, established in March 3, 2003, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $991M. Profitability stands at 0.61% ROA and 9.25% ROE, with a net interest margin of 2.86%. The bank's CET1 capital ratio is 14.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.19%. FDIC Certificate #57483.
Assets
$1.1B
Deposits
$991M
Loans
$629M
Equity
$73M
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