INDEPENDENCE BANK

EAST GREENWICH, RI | Micro | Est. March 25, 2003, midnight | FDIC #57379 | RSSD #3180136 | FDIC
Latest Report: 2025-12-31

INDEPENDENCE BANK is amn micro FDIC-insured commercial bank headquartered in EAST GREENWICH, RI, established in March 25, 2003, midnight. As of 2025-12-31, the bank reported total assets of $14M. Profitability stands at -14.08% ROA and -14.22% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 99.19%, well above the regulatory minimum. FDIC Certificate #57379.

Assets

$14M

Deposits

$0

Loans

$0

Equity

$14M

Profitability

Return on Assets (ROA) -14.08%
Return on Equity (ROE) -14.22%
Net Interest Margin (NIM) 4.63%
Yield on Assets 4.63%
Cost of Funds --

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 99.19%
Tier 1 Capital 99.19%
Total Capital Ratio 104.15%
Leverage Ratio 97.21%
Loan-to-Deposit --

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