FALCON NATIONAL BANK

FOLEY, MN | Medium | Est. July 1, 2003, midnight | FDIC #57603 | RSSD #3184228 | OCC
Latest Report: 2025-12-31

FALCON NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in FOLEY, MN, established in July 1, 2003, midnight. As of 2025-12-31, the bank reported total assets of $921M and total deposits of $820M. Profitability stands at 0.83% ROA and 8.72% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 9.52%. Asset quality metrics show a non-performing loan ratio of 1.41% and a Texas Ratio of 10.27%. FDIC Certificate #57603.

Assets

$921M

Deposits

$820M

Loans

$756M

Equity

$89M

Profitability

Return on Assets (ROA) 0.83%
Return on Equity (ROE) 8.72%
Net Interest Margin (NIM) 4.55%
Yield on Assets 7.05%
Cost of Funds 2.59%

Asset Quality

NPL Ratio 1.41%
Net Charge-Off Ratio 0.71%
Texas Ratio 10.27%
NPA Ratio 1.16%
ACL / Loans 1.91%

Capital & Liquidity

CET1 Ratio 9.52%
Tier 1 Capital 9.52%
Total Capital Ratio 10.00%
Leverage Ratio 10.01%
Loan-to-Deposit 92.17%

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