FORBRIGHT BANK

POTOMAC, MD | Large | Est. Oct. 17, 2003, midnight | FDIC #57614 | RSSD #3187630 | FDIC
Latest Report: 2025-12-31

FORBRIGHT BANK is aln large FDIC-insured commercial bank headquartered in POTOMAC, MD, established in Oct. 17, 2003, midnight. As of 2025-12-31, the bank reported total assets of $7.9B and total deposits of $6.8B. Profitability stands at 1.81% ROA and 15.59% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 11.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.31% and a Texas Ratio of 8.48%. FDIC Certificate #57614.

Assets

$7.9B

Deposits

$6.8B

Loans

$5.6B

Equity

$923M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 15.59%
Net Interest Margin (NIM) 3.83%
Yield on Assets 7.39%
Cost of Funds 4.11%

Asset Quality

NPL Ratio 1.31%
Net Charge-Off Ratio 0.23%
Texas Ratio 8.48%
NPA Ratio 1.04%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 11.09%
Tier 1 Capital 11.09%
Total Capital Ratio 11.65%
Leverage Ratio 11.11%
Loan-to-Deposit 83.07%

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