COMMERCIAL BANK OF CALIFORNIA

IRVINE, CA | Large | Est. May 15, 2003, midnight | FDIC #57417 | RSSD #3189063 | FDIC
Latest Report: 2025-12-31

COMMERCIAL BANK OF CALIFORNIA is aln large FDIC-insured commercial bank headquartered in IRVINE, CA, established in May 15, 2003, midnight. As of 2025-12-31, the bank reported total assets of $3.7B and total deposits of $3.1B. Profitability stands at 1.35% ROA and 15.10% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 11.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 3.88%. FDIC Certificate #57417.

Assets

$3.7B

Deposits

$3.1B

Loans

$2.8B

Equity

$344M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 15.10%
Net Interest Margin (NIM) 3.97%
Yield on Assets 6.03%
Cost of Funds 3.93%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio 0.09%
Texas Ratio 3.88%
NPA Ratio 0.39%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 11.41%
Tier 1 Capital 11.41%
Total Capital Ratio 12.50%
Leverage Ratio 9.29%
Loan-to-Deposit 89.93%

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