RIDDELL NATIONAL BANK, THE

BRAZIL, IN | Small | Est. June 15, 1885, midnight | FDIC #4318 | RSSD #319047 | OCC
Latest Report: 2025-12-31

RIDDELL NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in BRAZIL, IN, established in June 15, 1885, midnight. As of 2025-12-31, the bank reported total assets of $366M and total deposits of $327M. Profitability stands at 0.78% ROA and 10.50% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 10.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 7.70%. FDIC Certificate #4318.

Assets

$366M

Deposits

$327M

Loans

$286M

Equity

$28M

Profitability

Return on Assets (ROA) 0.78%
Return on Equity (ROE) 10.50%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.95%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.15%
Texas Ratio 7.70%
NPA Ratio 0.65%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 10.94%
Tier 1 Capital 10.94%
Total Capital Ratio 12.15%
Leverage Ratio 8.38%
Loan-to-Deposit 87.38%

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