SECURITY STATE BANK

SCOTT CITY, KS | Medium | Est. April 21, 1961, midnight | FDIC #18374 | RSSD #319551 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK is amn medium FDIC-insured commercial bank headquartered in SCOTT CITY, KS, established in April 21, 1961, midnight. As of 2025-12-31, the bank reported total assets of $999M and total deposits of $798M. Profitability stands at 1.46% ROA and 13.50% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 1.03%. FDIC Certificate #18374.

Assets

$999M

Deposits

$798M

Loans

$764M

Equity

$107M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 13.50%
Net Interest Margin (NIM) 3.53%
Yield on Assets 6.82%
Cost of Funds 3.42%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.11%
Texas Ratio 1.03%
NPA Ratio 0.12%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.45%
Leverage Ratio 10.03%
Loan-to-Deposit 95.74%

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