HERITAGE BANK OF THE OZARKS is asn small FDIC-insured commercial bank headquartered in LEBANON, MO, established in Sept. 22, 2003, midnight. As of 2025-12-31, the bank reported total assets of $426M and total deposits of $381M. Profitability stands at 1.04% ROA and 12.48% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 8.05%. Asset quality metrics show a non-performing loan ratio of 2.28% and a Texas Ratio of 18.29%. FDIC Certificate #57576.
Assets
$426M
Deposits
$381M
Loans
$320M
Equity
$35M
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