PEOPLES BANK OF GREENSBORO

GREENSBORO, AL | Small | Est. March 7, 1904, midnight | FDIC #1730 | RSSD #320034 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF GREENSBORO is asn small FDIC-insured commercial bank headquartered in GREENSBORO, AL, established in March 7, 1904, midnight. As of 2025-12-31, the bank reported total assets of $115M and total deposits of $109M. Profitability stands at 0.46% ROA and 8.79% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 16.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.99% and a Texas Ratio of 8.58%. FDIC Certificate #1730. The institution operates 1 domestic branch.

Assets

$115M

Deposits

$109M

Loans

$52M

Equity

$5M

Profitability

Return on Assets (ROA) 0.46%
Return on Equity (ROE) 8.79%
Net Interest Margin (NIM) 3.31%
Yield on Assets 4.95%
Cost of Funds 1.60%

Asset Quality

NPL Ratio 0.99%
Net Charge-Off Ratio 0.13%
Texas Ratio 8.58%
NPA Ratio 0.45%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 16.06%
Tier 1 Capital 16.06%
Total Capital Ratio 17.09%
Leverage Ratio 8.70%
Loan-to-Deposit 47.94%

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