BanksPEOPLES BANK OF GREENSBORO

PEOPLES BANK OF GREENSBORO

GREENSBORO, ALSmallEst. March 7, 1904, midnightFDIC #1730RSSD #320034FDIC
Latest · 2025-12-31

PEOPLES BANK OF GREENSBORO is an FDIC-insured commercial bank headquartered in GREENSBORO, AL, established in March 7, 1904, midnight. As of 2025-12-31, the bank reported total assets of $115M and total deposits of $109M. Profitability stands at 0.46% ROA and 8.79% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 16.06%, well above regulatory minimums. NPL ratio: 0.99% · Texas Ratio: 8.58%. Operates 1 domestic branch.

Assets
$115M
Deposits
$109M
Loans
$52M
Equity
$5M

Profitability

Return on Assets (ROA)0.46%
Return on Equity (ROE)8.79%
Net Interest Margin3.31%
Yield on Assets4.95%
Cost of Funds1.60%

Asset Quality

NPL Ratio0.99%
Net Charge-Off Ratio0.13%
Texas Ratio8.58%
NPA Ratio0.45%
ACL / Loans1.22%

Capital & Liquidity

CET1 Ratio16.06%
Tier 1 Capital16.06%
Total Capital Ratio17.09%
Leverage Ratio8.70%
Loan-to-Deposit47.94%

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