VALLEY CENTRAL BANK is asn small FDIC-insured commercial bank headquartered in LIBERTY TOWNSHIP, OH, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $187M and total deposits of $146M. Profitability stands at 0.14% ROA and 0.68% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 20.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 0.72%. FDIC Certificate #28555.
Assets
$187M
Deposits
$146M
Loans
$143M
Equity
$38M
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