ISRAEL DISCOUNT BANK OF NEW YORK

NEW YORK, NY | Regional | Est. Jan. 1, 1922, midnight | FDIC #19977 | RSSD #320119 | FDIC
Latest Report: 2025-12-31

ISRAEL DISCOUNT BANK OF NEW YORK is arn regional FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $14.4B and total deposits of $12.5B. Profitability stands at 0.35% ROA and 3.61% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 13.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.14% and a Texas Ratio of 7.46%. FDIC Certificate #19977.

Assets

$14.4B

Deposits

$12.5B

Loans

$10.0B

Equity

$1.4B

Profitability

Return on Assets (ROA) 0.35%
Return on Equity (ROE) 3.61%
Net Interest Margin (NIM) 3.03%
Yield on Assets 6.13%
Cost of Funds 4.43%

Asset Quality

NPL Ratio 1.14%
Net Charge-Off Ratio 0.13%
Texas Ratio 7.46%
NPA Ratio 0.79%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 13.84%
Tier 1 Capital 13.84%
Total Capital Ratio 14.74%
Leverage Ratio 10.40%
Loan-to-Deposit 79.69%

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