OPTUM BANK, INC. is an FDIC-insured commercial bank headquartered in DRAPER, UT, established in July 21, 2003, midnight. As of 2025-12-31, the bank reported total assets of $20.8B and total deposits of $16.0B. Profitability stands at 2.64% ROA and 18.81% ROE, with a net interest margin of 4.40%. CET1 capital ratio: 16.97%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.36%. Operates 1 domestic branch.
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