LINEAGE BANK

FRANKLIN, TN | Small | Est. Feb. 5, 1927, midnight | FDIC #6100 | RSSD #321152 | FDIC
Latest Report: 2025-12-31

LINEAGE BANK is asn small FDIC-insured commercial bank headquartered in FRANKLIN, TN, established in Feb. 5, 1927, midnight. As of 2025-12-31, the bank reported total assets of $163M and total deposits of $154M. Profitability stands at -2.74% ROA and -61.64% ROE, with a net interest margin of 2.33%. The bank's CET1 capital ratio is 8.88%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #6100.

Assets

$163M

Deposits

$154M

Loans

$108M

Equity

$7M

Profitability

Return on Assets (ROA) -2.74%
Return on Equity (ROE) -61.64%
Net Interest Margin (NIM) 2.33%
Yield on Assets 6.05%
Cost of Funds 3.62%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 1.52%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 8.88%
Tier 1 Capital 8.88%
Total Capital Ratio 9.95%
Leverage Ratio 6.39%
Loan-to-Deposit 69.94%

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