BanksUBS BANK USA

UBS BANK USA

SALT LAKE CITY, UTNationalEst. Sept. 15, 2003, midnightFDIC #57565RSSD #3212149OCC
Latest · 2025-12-31

UBS BANK USA is an FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Sept. 15, 2003, midnight. As of 2025-12-31, the bank reported total assets of $119.3B and total deposits of $104.6B. Profitability stands at 1.09% ROA and 13.41% ROE, with a net interest margin of 2.21%. CET1 capital ratio: 28.98%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 1.03%. Operates 1 domestic branch.

Assets
$119.3B
Deposits
$104.6B
Loans
$88.7B
Equity
$9.7B

Profitability

Return on Assets (ROA)1.09%
Return on Equity (ROE)13.41%
Net Interest Margin2.21%
Yield on Assets5.25%
Cost of Funds3.09%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.05%
Texas Ratio1.03%
NPA Ratio0.09%
ACL / Loans0.12%

Capital & Liquidity

CET1 Ratio28.98%
Tier 1 Capital28.98%
Total Capital Ratio29.29%
Leverage Ratio8.79%
Loan-to-Deposit84.76%

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