PCB BANK

LOS ANGELES, CA | Large | Est. Sept. 18, 2003, midnight | FDIC #57463 | RSSD #3212402 | FDIC
Latest Report: 2025-12-31

PCB BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Sept. 18, 2003, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 1.14% ROA and 10.04% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 13.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 1.92%. FDIC Certificate #57463.

Assets

$3.3B

Deposits

$2.8B

Loans

$2.8B

Equity

$378M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 10.04%
Net Interest Margin (NIM) 3.49%
Yield on Assets 6.53%
Cost of Funds 4.09%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.92%
NPA Ratio 0.24%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 13.49%
Tier 1 Capital 13.49%
Total Capital Ratio 14.72%
Leverage Ratio 11.55%
Loan-to-Deposit 100.95%

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