FARMERS AND MERCHANTS STATE BANK OF BUSHNELL

BUSHNELL, IL | Micro | Est. Jan. 1, 1914, midnight | FDIC #11324 | RSSD #321330 | FDIC
Latest Report: 2025-12-31

FARMERS AND MERCHANTS STATE BANK OF BUSHNELL is amn micro FDIC-insured commercial bank headquartered in BUSHNELL, IL, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $81M. Profitability stands at 1.44% ROA and 15.70% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 20.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11324.

Assets

$89M

Deposits

$81M

Loans

$40M

Equity

$8M

Profitability

Return on Assets (ROA) 1.44%
Return on Equity (ROE) 15.70%
Net Interest Margin (NIM) 3.99%
Yield on Assets 4.53%
Cost of Funds 0.73%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 20.17%
Tier 1 Capital 20.17%
Total Capital Ratio 20.91%
Leverage Ratio 9.65%
Loan-to-Deposit 49.61%

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