COMMUNITY BANK OF GEORGIA

BAXLEY, GA | Small | Est. May 11, 2004, midnight | FDIC #57579 | RSSD #3213333 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF GEORGIA is asn small FDIC-insured commercial bank headquartered in BAXLEY, GA, established in May 11, 2004, midnight. As of 2025-12-31, the bank reported total assets of $248M and total deposits of $219M. Profitability stands at 1.76% ROA and 17.34% ROE, with a net interest margin of 5.02%. The bank's CET1 capital ratio is 10.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 3.59%. FDIC Certificate #57579.

Assets

$248M

Deposits

$219M

Loans

$166M

Equity

$25M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 17.34%
Net Interest Margin (NIM) 5.02%
Yield on Assets 7.02%
Cost of Funds 2.07%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.03%
Texas Ratio 3.59%
NPA Ratio 0.42%
ACL / Loans 2.09%

Capital & Liquidity

CET1 Ratio 10.24%
Tier 1 Capital 10.24%
Total Capital Ratio 10.75%
Leverage Ratio 10.73%
Loan-to-Deposit 75.69%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required