AMERICAN CONTINENTAL BANK

CITY OF INDUSTRY, CA | Small | Est. Oct. 6, 2003, midnight | FDIC #57444 | RSSD #3216316 | FDIC
Latest Report: 2025-12-31

AMERICAN CONTINENTAL BANK is asn small FDIC-insured commercial bank headquartered in CITY OF INDUSTRY, CA, established in Oct. 6, 2003, midnight. As of 2025-12-31, the bank reported total assets of $378M and total deposits of $312M. Profitability stands at 1.71% ROA and 10.88% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 15.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.82% and a Texas Ratio of 12.98%. FDIC Certificate #57444.

Assets

$378M

Deposits

$312M

Loans

$295M

Equity

$60M

Profitability

Return on Assets (ROA) 1.71%
Return on Equity (ROE) 10.88%
Net Interest Margin (NIM) 5.00%
Yield on Assets 8.12%
Cost of Funds 3.48%

Asset Quality

NPL Ratio 2.82%
Net Charge-Off Ratio 0.22%
Texas Ratio 12.98%
NPA Ratio 2.20%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 15.59%
Tier 1 Capital 15.59%
Total Capital Ratio 16.37%
Leverage Ratio 15.54%
Loan-to-Deposit 94.48%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required