HOMETOWN BANK OF ALABAMA, THE

HOMETOWN BANK OF ALABAMA, THE is amn medium FDIC-insured commercial bank headquartered in ONEONTA, AL, established in Oct. 20, 2003, midnight. As of 2025-12-31, the bank reported total assets of $640M and total deposits of $545M. Profitability stands at 1.55% ROA and 16.27% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 19.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.42% and a Texas Ratio of 16.48%. FDIC Certificate #57540.