FCN BANK, NATIONAL ASSOCIATION

BROOKVILLE, IN | Medium | Est. Jan. 1, 1900, midnight | FDIC #4319 | RSSD #321947 | OCC
Latest Report: 2025-12-31

FCN BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in BROOKVILLE, IN, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $793M and total deposits of $683M. Profitability stands at 0.94% ROA and 12.07% ROE, with a net interest margin of 3.10%. The bank's CET1 capital ratio is 14.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.17%. FDIC Certificate #4319.

Assets

$793M

Deposits

$683M

Loans

$512M

Equity

$63M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 12.07%
Net Interest Margin (NIM) 3.10%
Yield on Assets 5.03%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.17%
NPA Ratio 0.01%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 14.14%
Tier 1 Capital 14.14%
Total Capital Ratio 15.34%
Leverage Ratio 9.82%
Loan-to-Deposit 74.88%

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