CONTINENTAL BANK

SALT LAKE CITY, UT | Small | Est. Nov. 3, 2003, midnight | FDIC #57571 | RSSD #3220863 | FDIC
Latest Report: 2025-12-31

CONTINENTAL BANK is asn small FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Nov. 3, 2003, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $144M. Profitability stands at 0.01% ROA and 0.07% ROE, with a net interest margin of 5.10%. The bank's CET1 capital ratio is 18.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.96% and a Texas Ratio of 4.58%. FDIC Certificate #57571.

Assets

$188M

Deposits

$144M

Loans

$145M

Equity

$28M

Profitability

Return on Assets (ROA) 0.01%
Return on Equity (ROE) 0.07%
Net Interest Margin (NIM) 5.10%
Yield on Assets 7.39%
Cost of Funds 2.54%

Asset Quality

NPL Ratio 0.96%
Net Charge-Off Ratio 1.33%
Texas Ratio 4.58%
NPA Ratio 0.74%
ACL / Loans 1.85%

Capital & Liquidity

CET1 Ratio 18.01%
Tier 1 Capital 18.01%
Total Capital Ratio 19.26%
Leverage Ratio 14.56%
Loan-to-Deposit 100.51%

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