FIRST NATIONAL BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in CLINTON, IL, established in June 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $386M and total deposits of $371M. Profitability stands at -0.17% ROA and -8.67% ROE, with a net interest margin of 2.33%. The bank's CET1 capital ratio is 12.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3639.
Assets
$386M
Deposits
$371M
Loans
$143M
Equity
$911K
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