HOMELAND COMMUNITY BANK

MCMINNVILLE, TN | Small | Est. Nov. 24, 2003, midnight | FDIC #57632 | RSSD #3223408 | FDIC
Latest Report: 2025-12-31

HOMELAND COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in MCMINNVILLE, TN, established in Nov. 24, 2003, midnight. As of 2025-12-31, the bank reported total assets of $228M and total deposits of $212M. Profitability stands at 0.73% ROA and 13.02% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 13.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 3.68%. FDIC Certificate #57632.

Assets

$228M

Deposits

$212M

Loans

$133M

Equity

$13M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 13.02%
Net Interest Margin (NIM) 3.54%
Yield on Assets 5.45%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.68%
NPA Ratio 0.23%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 13.36%
Tier 1 Capital 13.36%
Total Capital Ratio 14.25%
Leverage Ratio 8.08%
Loan-to-Deposit 62.78%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required