GATEWAY BANK

MENDOTA HEIGHTS, MN | Small | Est. Jan. 20, 2004, midnight | FDIC #57644 | RSSD #3223417 | FDIC
Latest Report: 2025-12-31

GATEWAY BANK is asn small FDIC-insured commercial bank headquartered in MENDOTA HEIGHTS, MN, established in Jan. 20, 2004, midnight. As of 2025-12-31, the bank reported total assets of $301M and total deposits of $263M. Profitability stands at 1.47% ROA and 14.10% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 14.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #57644.

Assets

$301M

Deposits

$263M

Loans

$229M

Equity

$32M

Profitability

Return on Assets (ROA) 1.47%
Return on Equity (ROE) 14.10%
Net Interest Margin (NIM) 3.94%
Yield on Assets 6.16%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 14.16%
Tier 1 Capital 14.16%
Total Capital Ratio 15.41%
Leverage Ratio 10.64%
Loan-to-Deposit 86.89%

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