FIRST SOUTHWEST BANK

ALAMOSA, CO | Medium | Est. July 9, 2004, midnight | FDIC #57741 | RSSD #3224302 | FDIC
Latest Report: 2025-12-31

FIRST SOUTHWEST BANK is amn medium FDIC-insured commercial bank headquartered in ALAMOSA, CO, established in July 9, 2004, midnight. As of 2025-12-31, the bank reported total assets of $664M and total deposits of $497M. Profitability stands at 1.28% ROA and 9.23% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 27.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.43%. FDIC Certificate #57741.

Assets

$664M

Deposits

$497M

Loans

$334M

Equity

$87M

Profitability

Return on Assets (ROA) 1.28%
Return on Equity (ROE) 9.23%
Net Interest Margin (NIM) 3.40%
Yield on Assets 5.28%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.36%
Texas Ratio 0.43%
NPA Ratio 0.06%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 27.08%
Tier 1 Capital 27.08%
Total Capital Ratio 28.33%
Leverage Ratio 15.31%
Loan-to-Deposit 67.22%

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