GOLDEN STATE BANK

GLENDALE, CA | Medium | Est. Dec. 1, 2003, midnight | FDIC #57585 | RSSD #3224375 | FDIC
Latest Report: 2025-12-31

GOLDEN STATE BANK is amn medium FDIC-insured commercial bank headquartered in GLENDALE, CA, established in Dec. 1, 2003, midnight. As of 2025-12-31, the bank reported total assets of $954M and total deposits of $811M. Profitability stands at 1.10% ROA and 10.73% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 10.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 6.28%. FDIC Certificate #57585.

Assets

$954M

Deposits

$811M

Loans

$821M

Equity

$103M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 10.73%
Net Interest Margin (NIM) 4.44%
Yield on Assets 7.53%
Cost of Funds 3.20%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.28%
NPA Ratio 0.75%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 10.75%
Tier 1 Capital 10.75%
Total Capital Ratio 11.29%
Leverage Ratio 10.86%
Loan-to-Deposit 101.20%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required