COMMUNITY STATE BANK

BROOK, IN | Small | Est. April 1, 1931, midnight | FDIC #8067 | RSSD #322449 | FDIC
Latest Report: 2025-12-31

COMMUNITY STATE BANK is asn small FDIC-insured commercial bank headquartered in BROOK, IN, established in April 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $151M and total deposits of $127M. Profitability stands at 1.01% ROA and 11.60% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 8.57%. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 4.33%. FDIC Certificate #8067.

Assets

$151M

Deposits

$127M

Loans

$129M

Equity

$13M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 11.60%
Net Interest Margin (NIM) 3.60%
Yield on Assets 6.22%
Cost of Funds 2.66%

Asset Quality

NPL Ratio 0.48%
Net Charge-Off Ratio -0.02%
Texas Ratio 4.33%
NPA Ratio 0.41%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 8.57%
Tier 1 Capital 8.57%
Total Capital Ratio 8.99%
Leverage Ratio 9.18%
Loan-to-Deposit 101.42%

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