BanksFIRST SECURITY BANK

FIRST SECURITY BANK

UNION STAR, MOMicroEst. April 30, 1890, midnightFDIC #1622RSSD #322551FDIC
Latest · 2025-12-31

FIRST SECURITY BANK is an FDIC-insured commercial bank headquartered in UNION STAR, MO, established in April 30, 1890, midnight. As of 2025-12-31, the bank reported total assets of $59M and total deposits of $54M. Profitability stands at 0.96% ROA and 12.02% ROE, with a net interest margin of 4.86%. CET1 capital ratio: 13.78%, well above regulatory minimums. NPL ratio: 0.93% · Texas Ratio: 7.37%. Operates 2 domestic branches.

Assets
$59M
Deposits
$54M
Loans
$42M
Equity
$5M

Profitability

Return on Assets (ROA)0.96%
Return on Equity (ROE)12.02%
Net Interest Margin4.86%
Yield on Assets6.36%
Cost of Funds1.50%

Asset Quality

NPL Ratio0.93%
Net Charge-Off Ratio0.10%
Texas Ratio7.37%
NPA Ratio0.67%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio13.78%
Tier 1 Capital13.78%
Total Capital Ratio15.03%
Leverage Ratio7.92%
Loan-to-Deposit78.38%

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