MEDALLION BANK

SALT LAKE CITY, UT | Large | Est. Dec. 22, 2003, midnight | FDIC #57449 | RSSD #3228908 | FDIC
Latest Report: 2025-12-31

MEDALLION BANK is aln large FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Dec. 22, 2003, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.1B. Profitability stands at 2.98% ROA and 17.45% ROE, with a net interest margin of 9.35%. The bank's CET1 capital ratio is 14.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 2.69%. FDIC Certificate #57449.

Assets

$2.6B

Deposits

$2.1B

Loans

$2.4B

Equity

$450M

Profitability

Return on Assets (ROA) 2.98%
Return on Equity (ROE) 17.45%
Net Interest Margin (NIM) 9.35%
Yield on Assets 12.80%
Cost of Funds 3.86%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio 2.76%
Texas Ratio 2.69%
NPA Ratio 0.57%
ACL / Loans 4.32%

Capital & Liquidity

CET1 Ratio 14.40%
Tier 1 Capital 18.42%
Total Capital Ratio 19.71%
Leverage Ratio 17.80%
Loan-to-Deposit 116.90%

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